31 CFR § 212.8 - Other rights and authorities.

---
identifier: "/us/cfr/t31/s212.8"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "31 CFR § 212.8 - Other rights and authorities."
title_number: 31
title_name: "Money and Finance: Treasury"
section_number: "212.8"
section_name: "Other rights and authorities."
chapter_name: "FISCAL SERVICE, DEPARTMENT OF THE TREASURY"
subchapter_number: "A"
subchapter_name: "BUREAU OF THE FISCAL SERVICE"
part_number: "212"
part_name: "GARNISHMENT OF ACCOUNTS CONTAINING FEDERAL BENEFIT PAYMENTS"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 8346; 5 U.S.C. 8470; 5 U.S.C. 1103; 31 U.S.C. 321; 31 U.S.C. 3321; 31 U.S.C. 3332; 38 U.S.C. 5301(a); 38 U.S.C. 501(a); 42 U.S.C. 405(a); 42 U.S.C. 407; 42 U.S.C. 659; 42 U.S.C. 1383(d)(1); 45 U.S.C. 231f(b); 45 U.S.C. 231m; 45 U.S.C. 352(e); 45 U.S.C. 362(1)."
regulatory_source: "76 FR 9955, Feb. 23, 2011, unless otherwise noted."
cfr_part: "212"
---


# 212.8 Other rights and authorities.

(a) *Exempt status.* Nothing in this part shall be construed to limit an individual's right under Federal law to assert against a creditor a further exemption from garnishment for funds in excess of the protected amount, or to alter the exempt status of funds that may be protected from garnishment under Federal law.

(b) *Account agreements.* Nothing in this part shall be construed to invalidate any term or condition of an account agreement between a financial institution and an account holder that is not inconsistent with this part.