31 CFR § 346.6 - Nontransferability.

---
identifier: "/us/cfr/t31/s346.6"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "31 CFR § 346.6 - Nontransferability."
title_number: 31
title_name: "Money and Finance: Treasury"
section_number: "346.6"
section_name: "Nontransferability."
chapter_name: "FISCAL SERVICE, DEPARTMENT OF THE TREASURY"
subchapter_number: "A"
subchapter_name: "BUREAU OF THE FISCAL SERVICE"
part_number: "346"
part_name: "REGULATIONS GOVERNING UNITED STATES INDIVIDUAL RETIREMENT BONDS"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 301; 12 U.S.C. 391; 31 U.S.C. 3106  3125, 3126."
regulatory_source: "40 FR 4240, Jan. 28, 1975, unless otherwise noted."
cfr_part: "346"
---


# 346.6 Nontransferability.

United States Individual Retirement Bonds are not transferable, and may not be sold, discounted or pledged as collateral for a loan or as security for the performance of an obligation, or for any other purpose.