31 CFR § 355.11 - What should I do if the endorsement on my check is forged or unauthorized?

---
identifier: "/us/cfr/t31/s355.11"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "31 CFR § 355.11 - What should I do if the endorsement on my check is forged or unauthorized?"
title_number: 31
title_name: "Money and Finance: Treasury"
section_number: "355.11"
section_name: "What should I do if the endorsement on my check is forged or unauthorized?"
chapter_name: "FISCAL SERVICE, DEPARTMENT OF THE TREASURY"
subchapter_number: "A"
subchapter_name: "BUREAU OF THE FISCAL SERVICE"
part_number: "355"
part_name: "REGULATIONS GOVERNING FISCAL AGENCY CHECKS"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "12 U.S.C. 391; 31 U.S.C. Ch. 31."
regulatory_source: "65 FR 65700, Nov. 1, 2000, unless otherwise noted."
cfr_part: "355"
---


# 355.11 What should I do if the endorsement on my check is forged or unauthorized?

If we verify the existence or a forged or unauthorized endorsement on a paid fiscal agency check, the payor Reserve Bank will issue a replacement check to the person entitled. The payee or endorsee must execute an affidavit that there has been a forged or unauthorized endorsement. We may also require an indemnification agreement.