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32 CFR § 196.440 - Health and insurance benefits and services.

---
identifier: "/us/cfr/t32/s196.440"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "32 CFR § 196.440 - Health and insurance benefits and services."
title_number: 32
title_name: "National Defense"
section_number: "196.440"
section_name: "Health and insurance benefits and services."
chapter_name: "OFFICE OF THE SECRETARY OF DEFENSE"
subchapter_number: "M"
subchapter_name: "MISCELLANEOUS"
part_number: "196"
part_name: "NONDISCRIMINATION ON THE BASIS OF SEX IN EDUCATION PROGRAMS OR ACTIVITIES RECEIVING FEDERAL FINANCIAL ASSISTANCE"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "20 U.S.C. 1681, 1682, 1683, 1685, 1686, 1687, 1688."
regulatory_source: "65 FR 52865, 52885, Aug. 30, 2000, unless otherwise noted."
cfr_part: "196"
---

# 196.440 Health and insurance benefits and services.

Subject to § 196.235(d), in providing a medical, hospital, accident, or life insurance benefit, service, policy, or plan to any of its students, a recipient shall not discriminate on the basis of sex, or provide such benefit, service, policy, or plan in a manner that would violate §§ 196.500 through 196.550 if it were provided to employees of the recipient. This section shall not prohibit a recipient from providing any benefit or service that may be used by a different proportion of students of one sex than of the other, including family planning services. However, any recipient that provides full coverage health service shall provide gynecological care.