Title 34, Part 685 — William D. Ford Federal Direct Loan Program
53 sections
Section 685.100
The William D. Ford Federal Direct Loan Program.
Section 685.101
Participation in the Direct Loan Program.
Section 685.102
Definitions.
Section 685.103
Applicability of subparts.
Section 685.109
Severability.
Section 685.200
Borrower eligibility.
Section 685.201
Obtaining a loan.
Section 685.202
Charges for which Direct Loan Program borrowers are responsible.
Section 685.203
Loan limits.
Section 685.204
Deferment.
Section 685.205
Forbearance.
Section 685.206
Borrower responsibilities and defenses.
Section 685.207
Obligation to repay.
Section 685.208
Fixed payment repayment plans.
Section 685.209
Income-driven repayment plans.
Section 685.210
Choice of repayment plan.
Section 685.211
Miscellaneous repayment provisions.
Section 685.212
Discharge of a loan obligation.
Section 685.213
Total and permanent disability discharge.
Section 685.214
Closed school discharge.
Section 685.215
Discharge for false certification of student eligibility or unauthorized payment.
Section 685.216
Unpaid refund discharge.
Section 685.217
Teacher loan forgiveness program.
Section 685.218
Discharge of student loan indebtedness for survivors of victims of the September 11, 2001, attacks.
Section 685.219
Public Service Loan Forgiveness Program (PSLF).
Section 685.220
Consolidation.
Section 685.221
Alternative repayment plan.
Section 685.222
Borrower defenses and procedures for loans first disbursed on or after July 1, 2017, and before July 1, 2020, and procedures for loans first disbursed prior to July 1, 2017.
Section 685.223
Severability.
Section 685.300
Agreements between an eligible school and the Secretary for participation in the Direct Loan Program.
Section 685.301
Origination of a loan by a Direct Loan Program school.
Section 685.302
[Reserved]
Section 685.303
Processing loan proceeds.
Section 685.304
Counseling borrowers.
Section 685.305
Determining the date of a student's withdrawal.
Section 685.306
Payment of a refund or return of title IV, HEA program funds to the Secretary.
Section 685.307
Withdrawal procedure for schools participating in the Direct Loan Program.
Section 685.308
Remedial actions.
Section 685.309
Administrative and fiscal control and fund accounting requirements for schools participating in the Direct Loan Program.
Section 685.310
Severability.
Section 685.400
Scope and purpose.
Section 685.401
Borrower defense-general.
Section 685.402
Group process for borrower defense.
Section 685.403
Individual process for borrower defense.
Section 685.404
Group process based on prior Secretarial final actions.
Section 685.405
Institutional response.
Section 685.406
Adjudication of borrower defense applications.
Section 685.407
Reconsideration.
Section 685.408
Discharge.
Section 685.409
Recovery from institutions.
Section 685.410
Cooperation by the borrower.
Section 685.411
Transfer to the Secretary of the borrower's right of recovery against third parties.
Section 685.499
Severability.