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38 CFR § 8.18 - Total disability—speech.

---
identifier: "/us/cfr/t38/s8.18"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "38 CFR § 8.18 - Total disability—speech."
title_number: 38
title_name: "Pensions, Bonuses, and Veterans' Relief"
section_number: "8.18"
section_name: "Total disability—speech."
chapter_name: "DEPARTMENT OF VETERANS AFFAIRS"
part_number: "8"
part_name: "NATIONAL SERVICE LIFE INSURANCE"
positive_law: false
currency: "2026-03-24"
last_updated: "2026-03-24"
format_version: "1.1.0"
generator: "[email protected]"
authority: "38 U.S.C. 501, 1901-1929, 1981-1988, unless otherwise noted."
cfr_part: "8"
---

# 8.18 Total disability—speech.

The organic loss of speech shall be deemed to be total disability under National Service Life Insurance.

[67 FR 54738, Aug. 26, 2002]