# First Federal of Northern Michigan Bancorp, Inc., Alpena, MI; Approval of Conversion Application
Notice is hereby given that on February 11, 2005, the Assistant Managing Director, Examinations and Supervision—Operations, Office of Thrift Supervision (OTS), or her designee, acting pursuant to delegated authority, approved the application of First Federal of Northern Michigan, Alpena, Michigan, to convert to the stock form of organization. Copies of the application are available for inspection by appointment (phone number: 202-906-5922 or e-mail: *[email protected]* ) at the Public Reading Room, 1700 G Street, NW., Washington, DC 20552, and OTS Southeast Regional Office, 1475 Peachtree Street, NE., Atlanta, GA 30309.
By the Office of Thrift Supervision.
Dated: February 18, 2005.
Nadine Y. Washington,
Corporate Secretary.