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Borrower Rights; Effective Interest Rates; Effective Date

---
identifier: "/us/fr/2010-4858"
source: "fr"
legal_status: "authoritative_unofficial"
title: "Borrower Rights; Effective Interest Rates; Effective Date"
title_number: 0
title_name: "Federal Register"
section_number: "2010-4858"
section_name: "Borrower Rights; Effective Interest Rates; Effective Date"
positive_law: false
currency: "2010-03-08"
last_updated: "2010-03-08"
format_version: "1.1.0"
generator: "[email protected]"
agency: "Farm Credit Administration"
document_number: "2010-4858"
document_type: "rule"
publication_date: "2010-03-08"
agencies:
  - "Farm Credit Administration"
cfr_references:
  - "12 CFR Part 617"
rin: "3052-AC45"
fr_citation: "75 FR 10411"
fr_volume: 75
effective_date: "2009-12-22"
fr_action: "Notice of effective date."
---

#  Borrower Rights; Effective Interest Rates; Effective Date

**AGENCY:**

Farm Credit Administration.

**ACTION:**

Notice of effective date.

**SUMMARY:**

The Farm Credit Administration (FCA or Agency), through the FCA Board (Board), issued a final rule under part 617 on December 22, 2009 (74 FR 67970) amending FCA's regulations to ensure that borrowers with loans directly tied to a widely publicized external index receive appropriate disclosure of interest rate changes in accordance with statutory requirements while allowing Farm Credit System institutions to provide the notices in a more efficient manner. In accordance with 12 U.S.C. 2252, the effective date of the final rule is 30 days from the date of publication in the *Federal Register* during which either or both Houses of Congress are in session. Based on the records of the sessions of Congress, the effective date of the regulations is March 2, 2010.

**DATES:**

*Effective Date:* Under the authority of 12 U.S.C. 2252, the regulation amending 12 CFR part 617 published on December 22, 2009 (74 FR 67970) is effective March 2, 2010.

**FOR FURTHER INFORMATION CONTACT:**

Jacqueline R. Melvin, Policy Analyst, Office of Regulatory Policy, Farm Credit Administration, McLean, Virginia 22102-5090, (703) 883-4498, TTY (703) 883-4434, or Howard Rubin, Senior Counsel, Office of General Counsel, Farm Credit Administration, McLean, Virginia 22102-5090, (703) 883-4020, TTY (703) 883-4020.

(12 U.S.C. 2252(a)(9) and (10))

Dated: March 3, 2010.

Roland E. Smith,