# Submission for OMB Review; Comment Request
**AGENCY:**
Office of the Under Secretary of Defense for Personnel and Readiness, DoD.
**ACTION:**
30-Day information collection notice.
**SUMMARY:**
The Department of Defense has submitted to OMB for clearance the following proposal for collection of information under the provisions of the Paperwork Reduction Act.
**DATES:**
Consideration will be given to all comments received by November 28, 2018.
**ADDRESSES:**
Comments and recommendations on the proposed information collection should be emailed to Ms. Jasmeet Seehra, DoD Desk Officer, at *[email protected].* Please identify the proposed information collection by DoD Desk Officer, Docket ID number, and title of the information collection.
**FOR FURTHER INFORMATION CONTACT:**
Fred Licari, 571-372-0493, or *[email protected]* .
**SUPPLEMENTARY INFORMATION:**
*Title; Associated Form; and OMB Number:* Mandatory Disclosures as Part of Limitations on Terms of Consumer Credit Extended to Service Members and Dependents; OMB Control Number 0704-0444.
*Type of Request:* Reinstatement without Change.
*Number of Respondents:* 37,500.
*Responses per Respondent:* Varies by type of respondent.
*Annual Responses:* 238,000,000.
*Average Burden per Response:* 30 seconds.
*Annual Burden Hours:* 2,000,000.
*Needs and Uses:* With respect to any extension of consumer credit to a covered borrower, a creditor is required to provide to the borrower a statement of Military Annual Percentage Rate (MAPR). The required information would be included in standard account agreements. Additionally, a creditor may, at its discretion, identify the status of a consumer-applicant, as permitted under 32 CFR 232.5(b) of the final rule and, in the event that the information indicates that consumer-applicant is not a covered borrower, take advantage of a safe harbor from liability under 10 U.S.C. 987 by retaining a record of the information so obtained. This includes Military Annual Percentage Rate (MAPR) applicable to the extension of consumer credit, and the total dollar amount of all charges included in the MAPR.
*Affected Public:* Business or other for-profit.
*Frequency:* As required.
*Respondent's Obligation:* Mandatory.
*OMB Desk Officer:* Ms. Jasmeet Seehra.
You may also submit comments and recommendations, identified by Docket ID number and title, by the following method:
• *Federal eRulemaking Portal: http://www.regulations.gov.* Follow the instructions for submitting comments.
Instructions: All submissions received must include the agency name, Docket ID number, and title for this *Federal Register* document. The general policy for comments and other submissions from members of the public is to make these submissions available for public viewing on the internet at *http://www.regulations.gov* as they are received without change, including any personal identifiers or contact information.
*DOD Clearance Officer:* Mr. Frederick Licari.
Requests for copies of the information collection proposal should be sent to Mr. Licari at *[email protected].*
Dated: October 24, 2018.
Aaron T. Siegel,
Alternate OSD Federal Register Liaison Officer, Department of Defense.