# Presidential Declaration of a Major Disaster for the State of Georgia
**AGENCY:**
U.S. Small Business Administration.
**ACTION:**
Notice.
**SUMMARY:**
This is a Notice of the Presidential declaration of a major disaster for the State of Georgia (FEMA-4685-DR), dated 01/16/2023.
*Incident:* Severe Storms, Straight-line Winds, and Tornadoes.
*Incident Period:* 01/12/2023.
**DATES:**
Issued on 01/16/2023.
*Physical Loan Application Deadline Date:* 03/17/2023.
*Economic Injury (EIDL) Loan Application Deadline Date:* 10/16/2023.
**ADDRESSES:**
Submit completed loan applications to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
**FOR FURTHER INFORMATION CONTACT:**
A. Escobar, Office of Disaster Assistance, U.S. Small Business Administration, 409 3rd Street SW, Suite 6050, Washington, DC 20416, (202) 205-6734.
**SUPPLEMENTARY INFORMATION:**
Notice is hereby given that as a result of the President's major disaster declaration on 01/16/2023, applications for disaster loans may be filed at the address listed above or other locally announced locations.
The following areas have been determined to be adversely affected by the disaster:
*Primary Counties (Physical Damage and Economic Injury Loans):* Butts, Henry, Jasper, Meriwether, Newton, Spalding, Troup.
*Contiguous Counties (Economic Injury Loans Only):*
Georgia: Clayton, Coweta, Dekalb, Fayette, Harris, Heard, Jones, Lamar, Monroe, Morgan, Pike, Putnam, Rockdale, Talbot, Upson, Walton.
Alabama: Chambers, Randolph.
The Interest Rates are:
| | Percent |
| --- | --- |
| | |
| Homeowners with Credit Available Elsewhere | 4.625 |
| Homeowners without Credit Available Elsewhere | 2.313 |
| Businesses with Credit Available Elsewhere | 6.610 |
| Businesses without Credit Available Elsewhere | 3.305 |
| Non-Profit Organizations with Credit Available Elsewhere | 2.375 |
| Non-Profit Organizations without Credit Available Elsewhere | 2.375 |
| | |
| Businesses & Small Agricultural Cooperatives without Credit Available Elsewhere | 3.305 |
| Non-Profit Organizations without Credit Available Elsewhere | 2.375 |
(Catalog of Federal Domestic Assistance Number 59008)
Rafaela Monchek,
Acting Associate Administrator for Disaster Recovery and Resilience.