# Presidential Declaration of a Major Disaster for the State of Vermont
**AGENCY:**
Small Business Administration.
**ACTION:**
Notice.
**SUMMARY:**
This is a Notice of the Presidential declaration of a major disaster for the State of Vermont (FEMA-4810-DR), dated 08/20/2024.
*Incident:* Severe Storm, Flooding, Landslides, and Mudslides.
*Incident Period:* 07/09/2024 through 07/11/2024.
**DATES:**
Issued on 08/20/2024.
*Physical Loan Application Deadline Date:* 10/21/2024.
*Economic Injury (EIDL) Loan Application Deadline Date:* 05/20/2025.
**ADDRESSES:**
*Visit the MySBA Loan Portal at https://lending.sba.gov* to apply for a disaster assistance loan.
**FOR FURTHER INFORMATION CONTACT:**
Vanessa Morgan, Office of Disaster Recovery & Resilience, U.S. Small Business Administration, 409 3rd Street SW, Suite 6050, Washington, DC 20416, (202) 205-6734.
**SUPPLEMENTARY INFORMATION:**
Notice is hereby given that as a result of the President's major disaster declaration on 08/20/2024, applications for disaster loans may be submitted online using the MySBA Loan Portal *https://lending.sba.gov* or other locally announced locations. Please contact the SBA disaster assistance customer service center by email at *[email protected]* or by phone at 1-800-659-2955 for further assistance.
The following areas have been determined to be adversely affected by the disaster:
Primary Counties (Physical Damage and Economic Injury Loans):
Addison, Caledonia, Chittenden, Essex, Lamoille, Orleans, Washington.
Contiguous Counties (Economic Injury Loans Only):
Vermont: Franklin, Grand Isle, Orange, Rutland, Windsor.
New Hampshire: Coos, Grafton.
New York: Clinton, Essex, Washington.
The Interest Rates are:
| | Percent |
| --- | --- |
| | |
| Homeowners with Credit Available Elsewhere | 5.375 |
| Homeowners without Credit Available Elsewhere | 2.688 |
| Businesses with Credit Available Elsewhere | 8.000 |
| Businesses without Credit Available Elsewhere | 4.000 |
| Non-Profit Organizations with Credit Available Elsewhere | 3.250 |
| Non-Profit Organizations without Credit Available Elsewhere | 3.250 |
| | |
| Business and Small Agricultural Cooperatives without Credit Available Elsewhere | 4.000 |
| Non-Profit Organizations without Credit Available Elsewhere | 3.250 |
The number assigned to this disaster for physical damage is 204786 and for economic injury is 204790.
(Catalog of Federal Domestic Assistance Number 59008)
Rafaela Monchek,
Acting Associate Administrator, Office of Disaster Recovery & Resilience.