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Agency Information Collection Activity Under OMB Review: Loan Analysis

---
identifier: "/us/fr/2025-14107"
source: "fr"
legal_status: "authoritative_unofficial"
title: "Agency Information Collection Activity Under OMB Review: Loan Analysis"
title_number: 0
title_name: "Federal Register"
section_number: "2025-14107"
section_name: "Agency Information Collection Activity Under OMB Review: Loan Analysis"
positive_law: false
currency: "2025-07-28"
last_updated: "2025-07-28"
format_version: "1.1.0"
generator: "[email protected]"
agency: "Veterans Affairs Department"
document_number: "2025-14107"
document_type: "notice"
publication_date: "2025-07-28"
agencies:
  - "Veterans Affairs Department"
fr_citation: "90 FR 35587"
fr_volume: 90
docket_ids:
  - "OMB Control No. 2900-0523"
comments_close_date: "2025-08-27"
fr_action: "Notice."
---

#  Agency Information Collection Activity Under OMB Review: Loan Analysis

**AGENCY:**

Veterans Benefits Administration, Department of Veterans Affairs.

**ACTION:**

Notice.

**SUMMARY:**

In compliance with the Paperwork Reduction Act (PRA) of 1995, this notice announces that the Veterans Benefits Administration, Department of Veterans Affairs, will submit the collection of information abstracted below to the Office of Management and Budget (OMB) for review and comment. The PRA submission describes the nature of the information collection and its expected cost and burden, and it includes the actual data collection instrument.

**DATES:**

Comments and recommendations for the proposed information collection should be sent by August 27, 2025.

**ADDRESSES:**

To submit comments and recommendations for the proposed information collection, please type the following link into your browser: *www.reginfo.gov/public/do/PRAMain,* select “Currently under Review—Open for Public Comments”, then search the list for the information collection by Title or “OMB Control No. 2900-0523.”

**FOR FURTHER INFORMATION CONTACT:**

*VA PRA information:* Dorothy Glasgow, 202-461-1084, *[email protected]* .

**SUPPLEMENTARY INFORMATION:**

*Title:* Loan Analysis, VA FORM 26-6393.

*OMB Control Number:* 2900-0523 *https://www.reginfo.gov/public/do/PRASearch.*

*Type of Review:* Revision of a currently approved collection.

*Abstract:* VA Form 26-6393. The form is currently used by employees of both lending institutions and VA to determine the ability of a borrower to qualify for any type of VA-guaranteed loan authorized by 38 U.S.C. 3710(a). Lenders complete and submit the form to provide evidence that the lender's decision to submit a prior approval loan application or close a loan on the automatic basis is based upon appropriate application of VA credit standards as required by 38 U.S.C. 3710(b) and 3710(g). Section 36.4340, 38 CFR, implements those underwriting standards, which include evaluating income, expenses, and credit history. This form specifically pertains to those standards evaluating a borrower's present and anticipated income and expenses and credit history.

An agency may not conduct or sponsor, and a person is not required to respond to a collection of information unless it displays a currently valid OMB control number.

The *Federal Register* Notice with a 60-day comment period soliciting comments on this collection of information was published at 90 FR 21549, May 20, 2025. The respondent burden has decreased due to the estimated number of respondents.

*Affected Public:* Individuals and households.

*Estimated Annual Burden:* 210,000 hours.

*Estimated Average Burden per Respondent:* 30 minutes.

*Frequency of Response:* One-time.

*Estimated Number of Respondents:* 420,000.

*Authority:* 44 U.S.C. 3501 *et seq.*

Lanea Haynes,

Acting, VA PRA Clearance Officer, (Alt) Office of Enterprise and Integration/Data Governance Analytics, Department of Veterans Affairs.