# Presidential Declaration of a Major Disaster for the State of Mississippi
**AGENCY:**
U.S. Small Business Administration.
**ACTION:**
Notice.
**SUMMARY:**
This is notice of the Presidential declaration of a major disaster for the State of Mississippi (FEMA-4899-DR), dated April 10, 2026.
*Incident:* Severe Winter Storm.
**DATES:**
Issued on April 10, 2026.
*Incident Period:* January 23, 2026 through January 27, 2026.
*Physical Loan Application Deadline Date:* June 10, 2026.
*Economic Injury (EIDL) Loan Application Deadline Date:* January 11, 2027.
**ADDRESSES:**
*Visit the MySBA Loan Portal at https://lending.sba.gov* to apply for a disaster assistance loan.
**FOR FURTHER INFORMATION CONTACT:**
Sharon Henderson, Office of Disaster Recovery and Resilience, U.S. Small Business Administration, 409 3rd Street SW, Suite 6050, Washington, DC 20416, (202) 205-6734.
**SUPPLEMENTARY INFORMATION:**
Notice is hereby given as a result of the President's major disaster declaration on April 10, 2026, applications for disaster loans may be submitted online using the MySBA Loan Portal *https://lending.sba.gov* or in person at other locally announced locations. For further assistance please contact the SBA disaster assistance customer service center by email at *[email protected]* or by phone at 1-800-659-2955. If you are deaf, hard of hearing or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
The following areas have been determined to be adversely affected by the disaster:
*Primary Counties (Physical Damage and Economic Injury Loans):* Adams, Alcorn, Attala, Benton, Bolivar, Calhoun, Carroll, Claiborne, Coahoma, Desoto, Grenada, Holmes, Humphreys, Issaquena, Jefferson, Lafayette, Lee, Leflore, Marshall, Montgomery, Panola, Pontotoc, Prentiss, Quitman, Sharkey, Sunflower, Tallahatchie, Tate, Tippah, Tishomingo, Tunica, Union, Warren, Washington, Yalobusha, Yazoo.
*Tribal Area:* Mississippi Band of Choctaw Indians
*Contiguous Counties (Economic Injury Loans Only):*
Mississippi: Chickasaw, Choctaw, Copiah, Franklin, Hinds, Itawamba, Leake, Lincoln, Madison, Monroe, Neshoba, Webster, Wilkinson, Winston.
Alabama: Colbert, Franklin, Lauderdale.
Arkansas: Chicot, Crittenden, Desha, Lee, Phillips.
Louisiana: Concordia, East Carroll, Madison, Tensas.
Tennessee: Fayette, Hardeman, Hardin, McNairy, Shelby.
The Interest Rates are:
| | Percent |
| --- | --- |
| | |
| Homeowners with Credit Available Elsewhere | 5.750 |
| Homeowners without Credit Available Elsewhere | 2.875 |
| Businesses with Credit Available Elsewhere | 8.000 |
| Businesses without Credit Available Elsewhere | 4.000 |
| Private Non-Profit Organizations with Credit Available Elsewhere | 3.625 |
| Private Non-Profit Organizations without Credit Available Elsewhere | 3.625 |
| | |
| Business and Small Agricultural Cooperatives without Credit Available Elsewhere | 4.000 |
| Private Non-Profit Organizations without Credit Available Elsewhere | 3.625 |
The number assigned to this disaster for physical damage is 21497B and for economic injury is 214980.
(Catalog of Federal Domestic Assistance Number 59008)
(Authority: 13 CFR 123.3(b).)
James Stallings,
Associate Administrator, Office of Disaster Recovery & Resilience.