# Presidential Declaration of a Major Disaster for the State of Tennessee
**AGENCY:**
U.S. Small Business Administration.
**ACTION:**
Notice.
**SUMMARY:**
This is notice of the Presidential declaration of a major disaster for the State of Tennessee (FEMA-4898-DR), dated April 10, 2026.
*Incident:* Severe Winter Storm.
**DATES:**
Issued on April 10, 2026.
*Incident Period:* January 22, 2026 through January 27, 2026.
*Physical Loan Application Deadline Date:* June 10, 2026.
*Economic Injury (EIDL) Loan Application Deadline Date:* January 11, 2027.
**ADDRESSES:**
*Visit the MySBA Loan Portal at https://lending.sba.gov* to apply for a disaster assistance loan.
**FOR FURTHER INFORMATION CONTACT:**
Sharon Henderson, Office of Disaster Recovery and Resilience, U.S. Small Business Administration, 409 3rd Street SW, Suite 6050, Washington, DC 20416, (202) 205-6734.
**SUPPLEMENTARY INFORMATION:**
Notice is hereby given as a result of the President's major disaster declaration on April 10, 2026, applications for disaster loans may be submitted online using the MySBA Loan Portal *https://lending.sba.gov* or in person at other locally announced locations. For further assistance please contact the SBA disaster assistance customer service center by email at *[email protected]* or by phone at 1-800-659-2955. If you are deaf, hard of hearing or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
The following areas have been determined to be adversely affected by the disaster:
*Primary Counties (Physical Damage and Economic Injury Loans):* Benton, Carroll, Cheatham, Chester, Clay, Davidson, Decatur, Dickson, Dyer, Fayette, Hardeman, Hardin, Henderson, Hickman, Lewis, Macon, Madison, Maury, McNairy, Montgomery, Perry, Robertson, Rutherford, Shelby, Sumner, Trousdale, Wayne, Williamson, Wilson.
*Contiguous Counties (Economic Injury Loans Only):*
Tennessee: Bedford, Cannon, Coffee, Crockett, DeKalb, Gibson, Giles, Haywood, Henry, Houston, Humphreys, Jackson, Lake, Lauderdale, Lawrence, Marshall, Obion, Overton, Pickett, Smith, Stewart, Tipton, Weakley.
Alabama: Lauderdale.
Arkansas: Crittenden, Mississippi.
Kentucky: Allen, Christian, Clinton, Cumberland, Logan, Monroe, Simpson, Todd.
Missouri: Pemiscot.
Mississippi: Alcorn, Benton, DeSoto, Marshall, Tippah, Tishomingo.
The Interest Rates are:
| | Percent |
| --- | --- |
| | |
| Homeowners with Credit Available Elsewhere | 5.750 |
| Homeowners without Credit Available Elsewhere | 2.875 |
| Businesses with Credit Available Elsewhere | 8.000 |
| Businesses without Credit Available Elsewhere | 4.000 |
| Private Non-Profit Organizations with Credit Available Elsewhere | 3.625 |
| Private Non-Profit Organizations without Credit Available Elsewhere | 3.625 |
| | |
| Business and Small Agricultural Cooperatives without Credit Available Elsewhere | 4.000 |
| Private Non-Profit Organizations without Credit Available Elsewhere | 3.625 |
The number assigned to this disaster for physical damage is 21501B and for economic injury is 215020.
(Catalog of Federal Domestic Assistance Number 59008)
(Authority: 13 CFR 123.3(b).)
James Stallings,
Associate Administrator, Office of Disaster Recovery & Resilience.