12 USC § 1795 - Congressional findings

---
identifier: "/us/usc/t12/s1795"
source: "usc"
legal_status: "official_prima_facie"
title: "12 USC § 1795 - Congressional findings"
title_number: 12
title_name: "BANKS AND BANKING"
section_number: "1795"
section_name: "Congressional findings"
chapter_number: 14
chapter_name: "FEDERAL CREDIT UNIONS"
subchapter_number: "III"
subchapter_name: "CENTRAL LIQUIDITY FACILITY"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(June 26, 1934, ch. 750, title III, formerly subch. III, § 301, as added Pub. L. 95–630, title XVIII, § 1802, Nov. 10, 1978, 92 Stat. 3719; amended Pub. L. 96–221, title III, § 309(b)(1), Mar. 31, 1980, 94 Stat. 149.)"
---


# § 1795. Congressional findings

The Congress finds that the establishment of a National Credit Union Central Liquidity Facility is needed to improve general financial stability by meeting the liquidity needs of credit unions and thereby encourage savings, support consumer and mortgage lending, and provide basic financial resources to all segments of the economy.

---

**Source Credit**: (June 26, 1934, ch. 750, title III, formerly subch. III, § 301, as added Pub. L. 95–630, title XVIII, § 1802, Nov. 10, 1978, 92 Stat. 3719; amended Pub. L. 96–221, title III, § 309(b)(1), Mar. 31, 1980, 94 Stat. 149.)

## Editorial Notes

### Codification

redesignated subch. III as title III of , cited as a credit to this section.

## Statutory Notes and Related Subsidiaries

### Effective Date

> “This title [enacting this subchapter and amending
> 
> ,
> 
> , Crimes and Criminal Procedure, and section 856 of former Title 31, Money and Finance] shall take effect on
> 
> .”

, , , provided that:

### Short Title

For short title of title XVIII of , , , as the “National Credit Union Central Liquidity Facility Act”, see , set out as a Short Title of 1978 Amendment note under .