12 USC § 2143 - Credit delivery office

---
identifier: "/us/usc/t12/s2143"
source: "usc"
legal_status: "official_prima_facie"
title: "12 USC § 2143 - Credit delivery office"
title_number: 12
title_name: "BANKS AND BANKING"
section_number: "2143"
section_name: "Credit delivery office"
chapter_number: 23
chapter_name: "FARM CREDIT SYSTEM"
subchapter_number: "III"
subchapter_name: "BANKS FOR COOPERATIVES"
part_number: "B"
part_name: "National Banks for Cooperatives"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 92–181, title III, § 3.22, as added Pub. L. 100–233, title IV, § 415(2), Jan. 6, 1988, 101 Stat. 1643; amended Pub. L. 100–399, title IV, § 407(e), Aug. 17, 1988, 102 Stat. 1000.)"
---


# § 2143. Credit delivery office

On a determination by the board of directors of the consolidated bank that the bank’s loan portfolio is concentrated in any one district or districts (according to the district boundaries in effect immediately prior to the effective date of the establishment of the bank under section 413 of the Agricultural Credit Act of 1987), the bank may consider the creation of regional service centers to accommodate such loan concentrations.

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**Source Credit**: (Pub. L. 92–181, title III, § 3.22, as added Pub. L. 100–233, title IV, § 415(2), Jan. 6, 1988, 101 Stat. 1643; amended Pub. L. 100–399, title IV, § 407(e), Aug. 17, 1988, 102 Stat. 1000.)

## Editorial Notes

### References in Text

Section 413 of the Agricultural Credit Act of 1987, referred to in text, is , which is set out as a note under .

### Amendments

1988— substituted “consolidated bank” for “United Bank for Cooperatives or the National Bank for Cooperatives” and “establishment of the bank under section 413 of the Agricultural Credit Act of 1987” for “merger”.

## Statutory Notes and Related Subsidiaries

### Effective Date of 1988 Amendment

Amendment by  effective as if enacted immediately after enactment of , which was approved , see , set out as a note under .