12 USC § 2610 - Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements

---
identifier: "/us/usc/t12/s2610"
source: "usc"
legal_status: "official_prima_facie"
title: "12 USC § 2610 - Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements"
title_number: 12
title_name: "BANKS AND BANKING"
section_number: "2610"
section_name: "Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements"
chapter_number: 27
chapter_name: "REAL ESTATE SETTLEMENT PROCEDURES"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 93–533, § 12, Dec. 22, 1974, 88 Stat. 1729; Pub. L. 101–625, title IX, § 942(b), Nov. 28, 1990, 104 Stat. 4412.)"
---


# § 2610. Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements

section 2605(i) of this title15 U.S.C. 1601

No fee shall be imposed or charge made upon any other person (as a part of settlement costs or otherwise) by a lender in connection with a federally related mortgage loan made by it (or a loan for the purchase of a mobile home), or by a servicer (as the term is defined under ), for or on account of the preparation and submission by such lender or servicer of the statement or statements required (in connection with such loan) by sections 2603 and 2609(c) of this title or by the Truth in Lending Act [ et seq.].

---

**Source Credit**: (Pub. L. 93–533, § 12, Dec. 22, 1974, 88 Stat. 1729; Pub. L. 101–625, title IX, § 942(b), Nov. 28, 1990, 104 Stat. 4412.)

## Editorial Notes

### References in Text

The Truth in Lending Act, referred to in text, is title I of , , , which is classified generally to subchapter I (§ 1601 et seq.) of chapter 41 of Title 15, Commerce and Trade. For complete classification of this Act to the Code, see Short Title note set out under  and Tables.

### Amendments

1990— substituted present section catchline for “Fee for preparation of truth-in-lending and uniform settlement statements”, inserted after first comma “or by a servicer (as the term is defined under ),”, and substituted “lender or servicer” for second reference to “lender” and “2609(c)” for “2605”.

## Statutory Notes and Related Subsidiaries

### Effective Date

Section effective 180 days after , see , set out as a note under .