12 USC § 3302 - Definitions

---
identifier: "/us/usc/t12/s3302"
source: "usc"
legal_status: "official_prima_facie"
title: "12 USC § 3302 - Definitions"
title_number: 12
title_name: "BANKS AND BANKING"
section_number: "3302"
section_name: "Definitions"
chapter_number: 34
chapter_name: "FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 95–630, title X, § 1003, Nov. 10, 1978, 92 Stat. 3694; Pub. L. 101–73, title VII, § 744(a)(1), Aug. 9, 1989, 103 Stat. 438.)"
---


# § 3302. Definitions

As used in this chapter—

**(1)** the term “Federal financial institutions regulatory agencies” means the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of Thrift Supervision, and the National Credit Union Administration;

**(2)** the term “Council” means the Financial Institutions Examination Council; and

**1** the term “financial institution” means a commercial bank, a savings bank, a trust company, a savings association, a building and loan association, a homestead association, a cooperative bank, or a credit union; [^1]

So in original. The semicolon probably should be a period.

---

**Source Credit**: (Pub. L. 95–630, title X, § 1003, Nov. 10, 1978, 92 Stat. 3694; Pub. L. 101–73, title VII, § 744(a)(1), Aug. 9, 1989, 103 Stat. 438.)

## Editorial Notes

### Amendments

1989—Par. (1). , substituted “Office of Thrift Supervision” for “Federal Home Loan Bank Board”.

Par. (3). , substituted “savings association” for “savings and loan association”.

## Statutory Notes and Related Subsidiaries

### Effective Date

Section effective upon the expiration of 120 days after , see , set out as a note under .