12 USC § 4611 - Risk-based capital levels for regulated entities

---
identifier: "/us/usc/t12/s4611"
source: "usc"
legal_status: "official_prima_facie"
title: "12 USC § 4611 - Risk-based capital levels for regulated entities"
title_number: 12
title_name: "BANKS AND BANKING"
section_number: "4611"
section_name: "Risk-based capital levels for regulated entities"
chapter_number: 46
chapter_name: "GOVERNMENT SPONSORED ENTERPRISES"
subchapter_number: "II"
subchapter_name: "REQUIRED CAPITAL LEVELS FOR REGULATED ENTITIES, SPECIAL ENFORCEMENT POWERS, AND REVIEWS OF ASSETS AND LIABILITIES"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 102–550, title XIII, § 1361, Oct. 28, 1992, 106 Stat. 3972; Pub. L. 110–289, div. A, title I, § 1110(a), July 30, 2008, 122 Stat. 2675.)"
---


# § 4611. Risk-based capital levels for regulated entities

**(a)** **In general**

**(1)** **Enterprises** The Director shall, by regulation, establish risk-based capital requirements for the enterprises to ensure that the enterprises operate in a safe and sound manner, maintaining sufficient capital and reserves to support the risks that arise in the operations and management of the enterprises.

**(2)** **Federal Home Loan Banks** section 1426 of this title

The Director shall establish risk-based capital standards under  for the Federal Home Loan Banks.

**(b)** **No limitation** Nothing in this section shall limit the authority of the Director to require other reports or undertakings, or take other action, in furtherance of the responsibilities of the Director under this Act.

---

**Source Credit**: (Pub. L. 102–550, title XIII, § 1361, Oct. 28, 1992, 106 Stat. 3972; Pub. L. 110–289, div. A, title I, § 1110(a), July 30, 2008, 122 Stat. 2675.)

## Editorial Notes

### References in Text

This Act, referred to in subsec. (b), is , , , known as the Housing and Community Development Act of 1992. For complete classification of this Act to the Code, see Short Title of 1992 Amendment note set out under , The Public Health and Welfare, and Tables.

### Amendments

2008— amended section generally. Prior to amendment, section related to risk-based capital levels for enterprises.