# § 4904. Notification upon cancellation or termination
**(a)** **In general** Not later than 30 days after the date of cancellation or termination of a private mortgage insurance requirement in accordance with this chapter, the servicer shall notify the mortgagor in writing—
**(1)** that the private mortgage insurance has terminated and that the mortgagor no longer has private mortgage insurance; and
**(2)** that no further premiums, payments, or other fees shall be due or payable by the mortgagor in connection with the private mortgage insurance.
**(b)** **Notice of grounds**
**(1)** **In general** section 4902 of this title
If a servicer determines that a mortgage did not meet the requirements for termination or cancellation of private mortgage insurance under subsection (a) or (b) of , the servicer shall provide written notice to the mortgagor of the grounds relied on to make the determination (including the results of any appraisal used to make the determination).
**(2)** **Timing** Notice required by paragraph (1) shall be provided—
**(A)** with respect to cancellation of private mortgage insurance under section 4902(a) of this title, not later than 30 days after the later of—
**(i)** the date on which a request is received under section 4902(a)(1) of this title; or
**1** the date on which the mortgagor satisfies any evidence and certification requirements under section 4902(a)(3) [^1] of this title; and
See References in Text note below.
**(B)** with respect to termination of private mortgage insurance under section 4902(b) of this title, not later than 30 days after the scheduled termination date.
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**Source Credit**: (Pub. L. 105–216, § 5, July 29, 1998, 112 Stat. 903.)
## Editorial Notes
### References in Text
, referred to in subsec. (b)(2)(A)(ii), was redesignated by , , .
## Statutory Notes and Related Subsidiaries
### Effective Date
Section effective 1 year after , see , set out as a note under .