12 USC § 5008 - Delays in an emergency

---
identifier: "/us/usc/t12/s5008"
source: "usc"
legal_status: "official_prima_facie"
title: "12 USC § 5008 - Delays in an emergency"
title_number: 12
title_name: "BANKS AND BANKING"
section_number: "5008"
section_name: "Delays in an emergency"
chapter_number: 50
chapter_name: "CHECK TRUNCATION"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 108–100, § 9, Oct. 28, 2003, 117 Stat. 1188.)"
---


# § 5008. Delays in an emergency

A delay by a bank beyond the time limits prescribed or permitted by this chapter shall be excused if the delay is caused by interruption of communication or computer facilities, suspension of payments by another bank, war, emergency conditions, failure of equipment, or other circumstances beyond the control of a bank and if the bank uses such diligence as the circumstances require.

---

**Source Credit**: (Pub. L. 108–100, § 9, Oct. 28, 2003, 117 Stat. 1188.)

## Editorial Notes

### References in Text

This chapter, referred to in text, was in the original “this Act”, meaning , , , which is classified generally to this chapter. For complete classification of this Act to the Code, see Short Title note set out under  and Tables.

## Statutory Notes and Related Subsidiaries

### Effective Date

Section effective at the end of the 12-month period beginning on , see , set out as a note under .