12 USC § 5621 - Purpose

---
identifier: "/us/usc/t12/s5621"
source: "usc"
legal_status: "official_prima_facie"
title: "12 USC § 5621 - Purpose"
title_number: 12
title_name: "BANKS AND BANKING"
section_number: "5621"
section_name: "Purpose"
chapter_number: 53
chapter_name: "WALL STREET REFORM AND CONSUMER PROTECTION"
subchapter_number: "VII"
subchapter_name: "IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 111–203, title XII, § 1202, July 21, 2010, 124 Stat. 2129.)"
---


# § 5621. Purpose

The purpose of this subchapter is to encourage initiatives for financial products and services that are appropriate and accessible for millions of Americans who are not fully incorporated into the financial mainstream.

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**Source Credit**: (Pub. L. 111–203, title XII, § 1202, July 21, 2010, 124 Stat. 2129.)

## Editorial Notes

### References in Text

This subchapter, referred to in text, was in the original “this title”, meaning title XII of , , , known as the Improving Access to Mainstream Financial Institutions Act of 2010, which is classified principally to this subchapter. For complete classification of title XII to the Code, see Short Title note set out under  and Tables.

## Statutory Notes and Related Subsidiaries

### Effective Date

Subchapter effective 1 day after , except as otherwise provided, see , set out as a note under .

### Short Title

This subchapter known as the “Improving Access to Mainstream Financial Institutions Act of 2010”, see Short Title note set out under .