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12 USC § 5912 - Interoperability standards

---
identifier: "/us/usc/t12/s5912"
source: "usc"
legal_status: "official_prima_facie"
title: "12 USC § 5912 - Interoperability standards"
title_number: 12
title_name: "BANKS AND BANKING"
section_number: "5912"
section_name: "Interoperability standards"
chapter_number: 56
chapter_name: "REGULATION OF PAYMENT STABLECOINS"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 119–27, § 12, July 18, 2025, 139 Stat. 459.)"
---

# § 5912. Interoperability standards

The primary Federal payment stablecoin regulators, in consultation with the National Institute of Standards and Technology, other relevant standard-setting organizations, and State bank and credit union regulators, shall assess and, if necessary, may, pursuant to section 553 of title 5, and in a manner consistent with the National Technology Transfer and Advancement Act of 1995 (Public Law 104–113), prescribe standards for permitted payment stablecoin issuers to promote compatibility and interoperability with—

**(1)** other permitted payment stablecoin issuers; and

**(2)** the broader digital finance ecosystem, including accepted communications protocols and blockchains, permissioned or public.

---

**Source Credit**: (Pub. L. 119–27, § 12, July 18, 2025, 139 Stat. 459.)

### Delayed Effective Date of Section

For delayed effective date of section, see Effective Date note below.

## Editorial Notes

### References in Text

The National Technology Transfer and Advancement Act of 1995, referred to in text, is , , . For complete classification of this Act to the Code, see Short Title of 1996 Amendment note set out under , Commerce and Trade, and Tables.

## Statutory Notes and Related Subsidiaries

### Effective Date

Section effective on the earlier of the date that is 18 months after , or the date that is 120 days after the date on which the primary Federal payment stablecoin regulators issue any final regulations implementing , see , set out as a note under .