15 USC § 1611 - Criminal liability for willful and knowing violation

---
identifier: "/us/usc/t15/s1611"
source: "usc"
legal_status: "official_prima_facie"
title: "15 USC § 1611 - Criminal liability for willful and knowing violation"
title_number: 15
title_name: "COMMERCE AND TRADE"
section_number: "1611"
section_name: "Criminal liability for willful and knowing violation"
chapter_number: 41
chapter_name: "CONSUMER CREDIT PROTECTION"
subchapter_number: "I"
subchapter_name: "CONSUMER CREDIT COST DISCLOSURE"
part_number: "A"
part_name: "General Provisions"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 90–321, title I, § 112, May 29, 1968, 82 Stat. 151; Pub. L. 111–203, title X, § 1100A(2), July 21, 2010, 124 Stat. 2107.)"
---


# § 1611. Criminal liability for willful and knowing violation

Whoever willfully and knowingly

**(1)** gives false or inaccurate information or fails to provide information which he is required to disclose under the provisions of this subchapter or any regulation issued thereunder,

**(2)** uses any chart or table authorized by the Bureau under section 1606 of this title in such a manner as to consistently understate the annual percentage rate determined under section 1606(a)(1)(A) of this title, or

**(3)** otherwise fails to comply with any requirement imposed under this subchapter,

shall be fined not more than $5,000 or imprisoned not more than one year, or both.

---

**Source Credit**: (Pub. L. 90–321, title I, § 112, May 29, 1968, 82 Stat. 151; Pub. L. 111–203, title X, § 1100A(2), July 21, 2010, 124 Stat. 2107.)

## Editorial Notes

### Amendments

2010—Par. (2).  substituted “Bureau” for “Board”.

## Statutory Notes and Related Subsidiaries

### Effective Date of 2010 Amendment

Amendment by  effective on the designated transfer date, see , set out as a note under , Government Organization and Employees.