15 USC § 1679f - Noncompliance with this subchapter

---
identifier: "/us/usc/t15/s1679f"
source: "usc"
legal_status: "official_prima_facie"
title: "15 USC § 1679f - Noncompliance with this subchapter"
title_number: 15
title_name: "COMMERCE AND TRADE"
section_number: "1679f"
section_name: "Noncompliance with this subchapter"
chapter_number: 41
chapter_name: "CONSUMER CREDIT PROTECTION"
subchapter_number: "II–A"
subchapter_name: "CREDIT REPAIR ORGANIZATIONS"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 90–321, title IV, § 408, as added Pub. L. 104–208, div. A, title II, § 2451, Sept. 30, 1996, 110 Stat. 3009–459.)"
---


# § 1679f. Noncompliance with this subchapter

**(a)** **Consumer waivers invalid** Any waiver by any consumer of any protection provided by or any right of the consumer under this subchapter—

**(1)** shall be treated as void; and

**(2)** may not be enforced by any Federal or State court or any other person.

**(b)** **Attempt to obtain waiver** Any attempt by any person to obtain a waiver from any consumer of any protection provided by or any right of the consumer under this subchapter shall be treated as a violation of this subchapter.

**(c)** **Contracts not in compliance** Any contract for services which does not comply with the applicable provisions of this subchapter—

**(1)** shall be treated as void; and

**(2)** may not be enforced by any Federal or State court or any other person.

---

**Source Credit**: (Pub. L. 90–321, title IV, § 408, as added Pub. L. 104–208, div. A, title II, § 2451, Sept. 30, 1996, 110 Stat. 3009–459.)

## Statutory Notes and Related Subsidiaries

### Effective Date

Section applicable after the end of the 6-month period beginning on , except with respect to contracts entered into by a credit repair organization before the end of such period, see , as added by , set out as a note under .