15 USC § 1679j - Relation to State law

---
identifier: "/us/usc/t15/s1679j"
source: "usc"
legal_status: "official_prima_facie"
title: "15 USC § 1679j - Relation to State law"
title_number: 15
title_name: "COMMERCE AND TRADE"
section_number: "1679j"
section_name: "Relation to State law"
chapter_number: 41
chapter_name: "CONSUMER CREDIT PROTECTION"
subchapter_number: "II–A"
subchapter_name: "CREDIT REPAIR ORGANIZATIONS"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 90–321, title IV, § 412, as added Pub. L. 104–208, div. A, title II, § 2451, Sept. 30, 1996, 110 Stat. 3009–462.)"
---


# § 1679j. Relation to State law

This subchapter shall not annul, alter, affect, or exempt any person subject to the provisions of this subchapter from complying with any law of any State except to the extent that such law is inconsistent with any provision of this subchapter, and then only to the extent of the inconsistency.

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**Source Credit**: (Pub. L. 90–321, title IV, § 412, as added Pub. L. 104–208, div. A, title II, § 2451, Sept. 30, 1996, 110 Stat. 3009–462.)

## Statutory Notes and Related Subsidiaries

### Effective Date

Section applicable after the end of the 6-month period beginning on , except with respect to contracts entered into by a credit repair organization before the end of such period, see , as added by , set out as a note under .