15 USC § 1692i - Legal actions by debt collectors

---
identifier: "/us/usc/t15/s1692i"
source: "usc"
legal_status: "official_prima_facie"
title: "15 USC § 1692i - Legal actions by debt collectors"
title_number: 15
title_name: "COMMERCE AND TRADE"
section_number: "1692i"
section_name: "Legal actions by debt collectors"
chapter_number: 41
chapter_name: "CONSUMER CREDIT PROTECTION"
subchapter_number: "V"
subchapter_name: "DEBT COLLECTION PRACTICES"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 90–321, title VIII, § 811, as added Pub. L. 95–109, Sept. 20, 1977, 91 Stat. 880.)"
---


# § 1692i. Legal actions by debt collectors

**(a)** **Venue** Any debt collector who brings any legal action on a debt against any consumer shall—

**(1)** in the case of an action to enforce an interest in real property securing the consumer’s obligation, bring such action only in a judicial district or similar legal entity in which such real property is located; or

**(2)** in the case of an action not described in paragraph (1), bring such action only in the judicial district or similar legal entity—

**(A)** in which such consumer signed the contract sued upon; or

**(B)** in which such consumer resides at the commencement of the action.

**(b)** **Authorization of actions** Nothing in this subchapter shall be construed to authorize the bringing of legal actions by debt collectors.

---

**Source Credit**: (Pub. L. 90–321, title VIII, § 811, as added Pub. L. 95–109, Sept. 20, 1977, 91 Stat. 880.)

## Statutory Notes and Related Subsidiaries

### Effective Date

Section effective upon the expiration of six months after , see , as added by , set out as a note under .