15 USC § 1692o - Exemption for State regulation

---
identifier: "/us/usc/t15/s1692o"
source: "usc"
legal_status: "official_prima_facie"
title: "15 USC § 1692o - Exemption for State regulation"
title_number: 15
title_name: "COMMERCE AND TRADE"
section_number: "1692o"
section_name: "Exemption for State regulation"
chapter_number: 41
chapter_name: "CONSUMER CREDIT PROTECTION"
subchapter_number: "V"
subchapter_name: "DEBT COLLECTION PRACTICES"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 90–321, title VIII, § 817, as added Pub. L. 95–109, Sept. 20, 1977, 91 Stat. 883; amended Pub. L. 111–203, title X, § 1089(1), July 21, 2010, 124 Stat. 2092.)"
---


# § 1692o. Exemption for State regulation

The Bureau shall by regulation exempt from the requirements of this subchapter any class of debt collection practices within any State if the Bureau determines that under the law of that State that class of debt collection practices is subject to requirements substantially similar to those imposed by this subchapter, and that there is adequate provision for enforcement.

---

**Source Credit**: (Pub. L. 90–321, title VIII, § 817, as added Pub. L. 95–109, Sept. 20, 1977, 91 Stat. 883; amended Pub. L. 111–203, title X, § 1089(1), July 21, 2010, 124 Stat. 2092.)

## Editorial Notes

### Amendments

2010— substituted “Bureau” for “Commission” in two places.

## Statutory Notes and Related Subsidiaries

### Effective Date of 2010 Amendment

Amendment by  effective on the designated transfer date, see , set out as a note under , Government Organization and Employees.

### Effective Date

Section effective upon the expiration of six months after , see , as added by , set out as a note under .