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15 USC § 1693p - Reports to Congress

---
identifier: "/us/usc/t15/s1693p"
source: "usc"
legal_status: "official_prima_facie"
title: "15 USC § 1693p - Reports to Congress"
title_number: 15
title_name: "COMMERCE AND TRADE"
section_number: "1693p"
section_name: "Reports to Congress"
chapter_number: 41
chapter_name: "CONSUMER CREDIT PROTECTION"
subchapter_number: "VI"
subchapter_name: "ELECTRONIC FUND TRANSFERS"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 90–321, title IX, § 921, formerly § 918, as added Pub. L. 95–630, title XX, § 2001, Nov. 10, 1978, 92 Stat. 3740; amended Pub. L. 97–375, title II, § 209(a), Dec. 21, 1982, 96 Stat. 1825; renumbered § 919, Pub. L. 111–24, title IV, § 401(1), May 22, 2009, 123 Stat. 1751; renumbered § 920, renumbered § 921, and amended Pub. L. 111–203, title X, §§ 1073(a)(3), 1075(a)(1), 1084(1), July 21, 2010, 124 Stat. 2060, 2068, 2081.)"
---

# § 1693p. Reports to Congress

**1** Not later than twelve months after the effective date of this subchapter and at one-year intervals thereafter, the Bureau shall make reports to the Congress concerning the administration of its functions under this subchapter, including such recommendations as the Bureau deems necessary and appropriate. In addition, each report of the Bureau shall include its assessment of the extent to which compliance with this subchapter is being achieved, and a summary of the enforcement actions taken under section 1693*o*[^1] of this title. In such report, the Bureau shall particularly address the effects of this subchapter on the costs and benefits to financial institutions and consumers, on competition, on the introduction of new technology, on the operations of financial institutions, and on the adequacy of consumer protection.

See References in Text note below.

**(b)** In the exercise of its functions under this subchapter, the Bureau may obtain upon request the views of any other Federal agency which, in the judgment of the Bureau, exercises regulatory or supervisory functions with respect to any class of persons subject to this subchapter.

---

**Source Credit**: (Pub. L. 90–321, title IX, § 921, formerly § 918, as added Pub. L. 95–630, title XX, § 2001, Nov. 10, 1978, 92 Stat. 3740; amended Pub. L. 97–375, title II, § 209(a), Dec. 21, 1982, 96 Stat. 1825; renumbered § 919, Pub. L. 111–24, title IV, § 401(1), May 22, 2009, 123 Stat. 1751; renumbered § 920, renumbered § 921, and amended Pub. L. 111–203, title X, §§ 1073(a)(3), 1075(a)(1), 1084(1), July 21, 2010, 124 Stat. 2060, 2068, 2081.)

## Editorial Notes

### References in Text

For effective date of this subchapter, referred to in subsec. (a), see , set out as an Effective Date note under .

Section 1693 of this title, referred to in subsec. (a), was in the original “”, and was translated as meaning  to reflect the probable intent of Congress and the renumbering of  as section 918 by , , .

### Codification

Renumbering of  as section 919 by  was executed prior to the renumberings of  as section 920 and then as section 921 by sections 1073(a)(3) and 1075(a)(1) of  as the probable intent of Congress, notwithstanding , set out as an Effective Date note under section 1693–1 of this title and , set out as an Effective Date note under , Banks and Banking, which provided that the renumbering by  was effective 15 months after , and the renumberings by  were effective 1 day after .

### Prior Provisions

Two prior sections 921 of  were renumbered section 922 and are classified to sections 1693q and 1693r of this title.

Another prior  was renumbered section 923 and is classified as an Effective Date note under .

### Amendments

2010—, substituted “Bureau” for “Board” wherever appearing.

1982—Subsec. (a).  struck out requirement that the Attorney General make a report on the same terms as the Board, and that such report also contain an analysis of the impact of this subchapter on the operation, workload, and efficiency of the Federal courts, and substituted “necessary and appropriate” for “necessary or appropriate”.

## Statutory Notes and Related Subsidiaries

### Effective Date of 2010 Amendment

Amendment by  effective on the designated transfer date, see , set out as a note under , Government Organization and Employees.