15 USC § 1693r - Exemption for State regulation

---
identifier: "/us/usc/t15/s1693r"
source: "usc"
legal_status: "official_prima_facie"
title: "15 USC § 1693r - Exemption for State regulation"
title_number: 15
title_name: "COMMERCE AND TRADE"
section_number: "1693r"
section_name: "Exemption for State regulation"
chapter_number: 41
chapter_name: "CONSUMER CREDIT PROTECTION"
subchapter_number: "VI"
subchapter_name: "ELECTRONIC FUND TRANSFERS"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 90–321, title IX, § 922, formerly § 920, as added Pub. L. 95–630, title XX, § 2001, Nov. 10, 1978, 92 Stat. 3741; renumbered § 921, Pub. L. 111–24, title IV, § 401(1), May 22, 2009, 123 Stat. 1751; renumbered § 922 and amended Pub. L. 111–203, title X, §§ 1073(a)(3), 1084(1), July 21, 2010, 124 Stat. 2060, 2081.)"
---


# § 1693r. Exemption for State regulation

The Bureau shall by regulation exempt from the requirements of this subchapter any class of electronic fund transfers within any State if the Bureau determines that under the law of that State that class of electronic fund transfers is subject to requirements substantially similar to those imposed by this subchapter, and that there is adequate provision for enforcement.

---

**Source Credit**: (Pub. L. 90–321, title IX, § 922, formerly § 920, as added Pub. L. 95–630, title XX, § 2001, Nov. 10, 1978, 92 Stat. 3741; renumbered § 921, Pub. L. 111–24, title IV, § 401(1), May 22, 2009, 123 Stat. 1751; renumbered § 922 and amended Pub. L. 111–203, title X, §§ 1073(a)(3), 1084(1), July 21, 2010, 124 Stat. 2060, 2081.)

## Editorial Notes

### Codification

Another  is classified to .

Renumbering of  as section 921 by  was executed prior to the renumbering of  as section 922 by  as the probable intent of Congress, notwithstanding , set out as an Effective Date note under section 1693–1 of this title and , set out as an Effective Date note under , Banks and Banking, which provided that the renumbering by  was effective 15 months after , and the renumbering by  was effective 1 day after .

### Prior Provisions

A prior  was renumbered section 923 and is classified as an Effective Date note under .

### Amendments

2010—, substituted “Bureau” for “Board” in two places.

## Statutory Notes and Related Subsidiaries

### Effective Date of 2010 Amendment

Amendment by  effective on the designated transfer date, see , set out as a note under , Government Organization and Employees.