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26 USC § 6050Y - Returns relating to certain life insurance contract transactions

---
identifier: "/us/usc/t26/s6050Y"
source: "usc"
legal_status: "official_prima_facie"
title: "26 USC § 6050Y - Returns relating to certain life insurance contract transactions"
title_number: 26
title_name: "INTERNAL REVENUE CODE"
section_number: "6050Y"
section_name: "Returns relating to certain life insurance contract transactions"
chapter_number: 61
chapter_name: "INFORMATION AND RETURNS"
subchapter_number: "A"
subchapter_name: "Returns and Records"
part_number: "III"
part_name: "INFORMATION RETURNS"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Added Pub. L. 115–97, title I, § 13520(a), Dec. 22, 2017, 131 Stat. 2149.)"
---

# § 6050Y. Returns relating to certain life insurance contract transactions

**(a)** **Requirement of reporting of certain payments**

**(1)** **In general** Every person who acquires a life insurance contract or any interest in a life insurance contract in a reportable policy sale during any taxable year shall make a return for such taxable year (at such time and in such manner as the Secretary shall prescribe) setting forth—

**(A)** the name, address, and TIN of such person,

**(B)** the name, address, and TIN of each recipient of payment in the reportable policy sale,

**(C)** the date of such sale,

**(D)** the name of the issuer of the life insurance contract sold and the policy number of such contract, and

**(E)** the amount of each payment.

**(2)** **Statement to be furnished to persons with respect to whom information is required** Every person required to make a return under this subsection shall furnish to each person whose name is required to be set forth in such return a written statement showing—

**(A)** the name, address, and phone number of the information contact of the person required to make such return, and

**(B)** the information required to be shown on such return with respect to such person, except that in the case of an issuer of a life insurance contract, such statement is not required to include the information specified in paragraph (1)(E).

**(b)** **Requirement of reporting of seller’s basis in life insurance contracts**

**(1)** **In general** Upon receipt of the statement required under subsection (a)(2) or upon notice of a transfer of a life insurance contract to a foreign person, each issuer of a life insurance contract shall make a return (at such time and in such manner as the Secretary shall prescribe) setting forth—

**(A)** the name, address, and TIN of the seller who transfers any interest in such contract in such sale,

**(B)** the investment in the contract (as defined in section 72(e)(6)) with respect to such seller, and

**(C)** the policy number of such contract.

**(2)** **Statement to be furnished to persons with respect to whom information is required** Every person required to make a return under this subsection shall furnish to each person whose name is required to be set forth in such return a written statement showing—

**(A)** the name, address, and phone number of the information contact of the person required to make such return, and

**(B)** the information required to be shown on such return with respect to each seller whose name is required to be set forth in such return.

**(c)** **Requirement of reporting with respect to reportable death benefits**

**(1)** **In general** Every person who makes a payment of reportable death benefits during any taxable year shall make a return for such taxable year (at such time and in such manner as the Secretary shall prescribe) setting forth—

**(A)** the name, address, and TIN of the person making such payment,

**(B)** the name, address, and TIN of each recipient of such payment,

**(C)** the date of each such payment,

**(D)** the gross amount of each such payment, and

**(E)** such person’s estimate of the investment in the contract (as defined in section 72(e)(6)) with respect to the buyer.

**(2)** **Statement to be furnished to persons with respect to whom information is required** Every person required to make a return under this subsection shall furnish to each person whose name is required to be set forth in such return a written statement showing—

**(A)** the name, address, and phone number of the information contact of the person required to make such return, and

**(B)** the information required to be shown on such return with respect to each recipient of payment whose name is required to be set forth in such return.

**(d)** **Definitions** For purposes of this section:

**(1)** **Payment** The term “payment” means, with respect to any reportable policy sale, the amount of cash and the fair market value of any consideration transferred in the sale.

**(2)** **Reportable policy sale** The term “reportable policy sale” has the meaning given such term in section 101(a)(3)(B).

**(3)** **Issuer** The term “issuer” means any life insurance company that bears the risk with respect to a life insurance contract on the date any return or statement is required to be made under this section.

**(4)** **Reportable death benefits** The term “reportable death benefits” means amounts paid by reason of the death of the insured under a life insurance contract that has been transferred in a reportable policy sale.

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**Source Credit**: (Added Pub. L. 115–97, title I, § 13520(a), Dec. 22, 2017, 131 Stat. 2149.)

## Statutory Notes and Related Subsidiaries

### Effective Date

Section applicable to reportable policy sales (as defined in subsection (d)(2) of this section) after , and reportable death benefits (as defined in subsection (d)(4) of this section) paid after , see , set out as an Effective Date of 2017 Amendment note under .