38 USC § 1910 - Incontestability

---
identifier: "/us/usc/t38/s1910"
source: "usc"
legal_status: "official_legal_evidence"
title: "38 USC § 1910 - Incontestability"
title_number: 38
title_name: "VETERANS’ BENEFITS"
section_number: "1910"
section_name: "Incontestability"
chapter_number: 19
chapter_name: "INSURANCE"
subchapter_number: "I"
subchapter_name: "NATIONAL SERVICE LIFE INSURANCE"
part_number: "II"
part_name: "GENERAL BENEFITS"
positive_law: true
currency: "119-84"
last_updated: "2026-04-21"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 85–857, Sept. 2, 1958, 72 Stat. 1149, § 710; renumbered § 1910 and amended Pub. L. 102–83, §§ 4(a)(2)(A)(iii)(II), (b)(1), (2)(E), 5(a), (c)(1), Aug. 6, 1991, 105 Stat. 403–406.)"
---


# § 1910. Incontestability

section 1911 of this titleMarch 16, 1954

Subject to the provisions of  all contracts or policies of insurance heretofore or hereafter issued, reinstated, or converted shall be incontestable from the date of issue, reinstatement, or conversion except for fraud, nonpayment of premium, or on the ground that the applicant was not a member of the military or naval forces of the United States. However, in any case in which a contract or policy of insurance is canceled or voided after , because of fraud, the Secretary shall refund to the insured, if living, or, if deceased, to the person designated as beneficiary (or if none survives, to the estate of the insured) all money, without interest, paid as premiums on such contract or policy for any period subsequent to two years after the date such fraud induced the Secretary to issue, reinstate, or convert such insurance less any dividends, loan, or other payment made to the insured under such contract or policy.

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**Source Credit**: (Pub. L. 85–857, Sept. 2, 1958, 72 Stat. 1149, § 710; renumbered § 1910 and amended Pub. L. 102–83, §§ 4(a)(2)(A)(iii)(II), (b)(1), (2)(E), 5(a), (c)(1), Aug. 6, 1991, 105 Stat. 403–406.)

## Editorial Notes

### Amendments

1991—, renumbered  as this section.

, substituted “1911” for “711”.

, (2)(E), substituted “Secretary” for “Administrator” before “shall”.

, substituted “Secretary” for “Veterans’ Administration” before “to issue”.