42 USC § 4015a - Premium surcharge

---
identifier: "/us/usc/t42/s4015a"
source: "usc"
legal_status: "official_prima_facie"
title: "42 USC § 4015a - Premium surcharge"
title_number: 42
title_name: "THE PUBLIC HEALTH AND WELFARE"
section_number: "4015a"
section_name: "Premium surcharge"
chapter_number: 50
chapter_name: "NATIONAL FLOOD INSURANCE"
subchapter_number: "I"
subchapter_name: "THE NATIONAL FLOOD INSURANCE PROGRAM"
positive_law: false
currency: "119-84"
last_updated: "2026-04-17"
format_version: "1.1.0"
generator: "[email protected]"
source_credit: "(Pub. L. 90–448, title XIII, § 1308A, as added Pub. L. 113–89, § 8(a), Mar. 21, 2014, 128 Stat. 1023.)"
---


# § 4015a. Premium surcharge

**(a)** **Imposition and collection** March 21, 2014section 4011(b) of this title

The Administrator shall impose and collect an annual surcharge, in the amount provided in subsection (b), on all policies for flood insurance coverage under the National Flood Insurance Program that are newly issued or renewed after . Such surcharge shall be in addition to the surcharge under  and any other assessments and surcharges applied to such coverage.

**(b)** **Amount** The amount of the surcharge under subsection (a) shall be—

**(1)** $25, except as provided in paragraph (2); and

**(2)** $250, in the case of a policy for any property that is—

**(A)** a non-residential property; or

**(B)** a residential property that is not the primary residence of an individual.

**(c)** **Termination** section 4014 of this titlesection 4056 of this title42 U.S.C. 4014section 4014(a)(1) of this title

Subsections (a) and (b) shall cease to apply on the date on which the chargeable risk premium rate for flood insurance under this chapter for each property covered by flood insurance under this chapter, other than properties for which premiums are calculated under subsection (e) or (f) of  or  or under section 100230 of the Biggert-Waters Flood Insurance Reform Act of 2012 ( note), is not less than the applicable estimated risk premium rate under  for such property.

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**Source Credit**: (Pub. L. 90–448, title XIII, § 1308A, as added Pub. L. 113–89, § 8(a), Mar. 21, 2014, 128 Stat. 1023.)

## Editorial Notes

### References in Text

This chapter, referred to in subsec. (c), was in the original a reference to “this title” meaning title XIII of , , , known as the National Flood Insurance Act of 1968, which is classified principally to this chapter. For complete classification of this Act to the Code, see Short Title note set out under  and Tables.

Section 100230 of the Biggert-Waters Flood Insurance Reform Act of 2012, referred to in subsec. (c), is , which is set out as a note under .