# § 3973. Application for insurance protection
**(a)** **Application procedure** An application for protection under this subchapter shall—
**(1)** be in writing and signed by the insured, the insured’s legal representative, or the insured’s beneficiary, as the case may be;
**(2)** identify the policy and the insurer; and
**(3)** include an acknowledgement that the insured’s rights under the policy are subject to and modified by the provisions of this subchapter.
**(b)** **Additional requirements** The Secretary of Veterans Affairs may require additional information from the applicant, the insured and the insurer to determine if the policy is entitled to protection under this subchapter.
**(c)** **Notice to the Secretary by the insurer** Upon receipt of the application of the insured, the insurer shall furnish a report concerning the policy to the Secretary of Veterans Affairs as required by regulations prescribed by the Secretary.
**(d)** **Policy modification** Upon application for protection under this subchapter, the insured and the insurer shall have constructively agreed to any policy modification necessary to give this title full force and effect.
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**Source Credit**: (Oct. 17, 1940, ch. 888, title IV, § 403, as added Pub. L. 108–189, § 1, Dec. 19, 2003, 117 Stat. 2852.)
## Editorial Notes
### Codification
Section was formerly classified to section 543 of the former Appendix to this title prior to editorial reclassification and renumbering as this section.
### Prior Provisions
A prior section 403 of , art. IV, ; , ; , , , related to determination of policies entitled to protection, notice to parties, and lapse of policies for nonpayment of premiums, prior to the general amendment of this Act by . See .
## Statutory Notes and Related Subsidiaries
### Effective Date
Section applicable to any case not final before , see , set out as a note under .