5 CFR § 582.401 - Aggregate disposable earnings.

---
identifier: "/us/cfr/t5/s582.401"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "5 CFR § 582.401 - Aggregate disposable earnings."
title_number: 5
title_name: "Administrative Personnel"
section_number: "582.401"
section_name: "Aggregate disposable earnings."
chapter_name: "OFFICE OF PERSONNEL MANAGEMENT"
subchapter_number: "B"
subchapter_name: "CIVIL SERVICE REGULATIONS"
part_number: "582"
part_name: "COMMERCIAL GARNISHMENT OF FEDERAL EMPLOYEES' PAY"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 5520a; 15 U.S.C. 1673; E.O. 12897; Sec. 582.102 also issued under 5 U.S.C. 8336a and 8412a."
regulatory_source: "60 FR 13030, Mar. 10, 1995, unless otherwise noted."
cfr_part: "582"
---


# 582.401 Aggregate disposable earnings.

In accordance with the Consumer Credit Protection Act, the *aggregate disposable earnings* under this part are the employee-obligor's pay less those amounts excluded in accordance with § 582.103.