5 CFR § 875.403 - When may I apply for coverage?

---
identifier: "/us/cfr/t5/s875.403"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "5 CFR § 875.403 - When may I apply for coverage?"
title_number: 5
title_name: "Administrative Personnel"
section_number: "875.403"
section_name: "When may I apply for coverage?"
chapter_name: "OFFICE OF PERSONNEL MANAGEMENT"
subchapter_number: "B"
subchapter_name: "CIVIL SERVICE REGULATIONS"
part_number: "875"
part_name: "FEDERAL LONG TERM CARE INSURANCE PROGRAM"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 9008; Pub. L. 116-92, 133 Stat. 1198 (5 U.S.C. 8956 note)."
regulatory_source: "68 FR 5534, Feb. 4, 2003, unless otherwise noted."
cfr_part: "875"
---


# 875.403 When may I apply for coverage?

If you are an eligible individual, you may apply at any time outside of a suspension period described in § 875.110. You will be subject to full underwriting requirements. The only exceptions to the full underwriting requirements are described in § 875.402. You may apply as a qualified relative of a workforce member even if the workforce member does not apply for coverage.

[87 FR 68598, Nov. 16, 2022]