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5 CFR § 875.404 - What is the effective date of coverage? 

---
identifier: "/us/cfr/t5/s875.404"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "5 CFR § 875.404 - What is the effective date of coverage?"
title_number: 5
title_name: "Administrative Personnel"
section_number: "875.404"
section_name: "What is the effective date of coverage?"
chapter_name: "OFFICE OF PERSONNEL MANAGEMENT"
subchapter_number: "B"
subchapter_name: "CIVIL SERVICE REGULATIONS"
part_number: "875"
part_name: "FEDERAL LONG TERM CARE INSURANCE PROGRAM"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 9008; Pub. L. 116-92, 133 Stat. 1198 (5 U.S.C. 8956 note)."
regulatory_source: "68 FR 5534, Feb. 4, 2003, unless otherwise noted."
cfr_part: "875"
---

# 875.404 What is the effective date of coverage?

(a)(1) The effective dates of coverage under special application period enrollments will be announced in a document published in the *Federal Register* that announces special application period dates.

(2) If you are an active workforce member or the spouse of an active workforce member and you are applying for coverage during a special application period, the workforce member must be actively at work at least 1 day during the calendar week immediately before the week which contains your coverage effective date for your coverage to become effective. You must inform the Carrier if you do not meet this requirement. In the event you do not meet this requirement, the Carrier will issue you a revised effective date, which will be the 1st day of the next month. The workforce member also must meet the actively at work requirement for any revised effective date for coverage to become effective, or you will be issued another revised effective date in the same manner.

(b) If you enroll at any time outside of a special application period, your coverage effective date is the 1st day of the month after the date your application is approved.

[87 FR 68598, Nov. 16, 2022]