5 CFR § 875.407 - Who makes insurability decisions?

---
identifier: "/us/cfr/t5/s875.407"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "5 CFR § 875.407 - Who makes insurability decisions?"
title_number: 5
title_name: "Administrative Personnel"
section_number: "875.407"
section_name: "Who makes insurability decisions?"
chapter_name: "OFFICE OF PERSONNEL MANAGEMENT"
subchapter_number: "B"
subchapter_name: "CIVIL SERVICE REGULATIONS"
part_number: "875"
part_name: "FEDERAL LONG TERM CARE INSURANCE PROGRAM"
positive_law: false
currency: "2026-03-24"
last_updated: "2026-03-24"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 9008; Pub. L. 116-92, 133 Stat. 1198 (5 U.S.C. 8956 note)."
regulatory_source: "68 FR 5534, Feb. 4, 2003, unless otherwise noted."
cfr_part: "875"
---


# 875.407 Who makes insurability decisions?

The Carrier determines the insurability of all applicants. The Carrier's decision may not be appealed to OPM.