5 CFR § 875.414 - Will benefits be coordinated with other coverage?
---
identifier: "/us/cfr/t5/s875.414"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "5 CFR § 875.414 - Will benefits be coordinated with other coverage?"
title_number: 5
title_name: "Administrative Personnel"
section_number: "875.414"
section_name: "Will benefits be coordinated with other coverage?"
chapter_name: "OFFICE OF PERSONNEL MANAGEMENT"
subchapter_number: "B"
subchapter_name: "CIVIL SERVICE REGULATIONS"
part_number: "875"
part_name: "FEDERAL LONG TERM CARE INSURANCE PROGRAM"
positive_law: false
currency: "2026-04-05"
last_updated: "2026-04-05"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 9008; Pub. L. 116-92, 133 Stat. 1198 (5 U.S.C. 8956 note)."
regulatory_source: "68 FR 5534, Feb. 4, 2003, unless otherwise noted."
cfr_part: "875"
---
# 875.414 Will benefits be coordinated with other coverage?
Yes, benefits will be coordinated with other plans, following the coordination of benefits (COB) guidelines set by the National Association of Insurance Commissioners. The total benefits from all plans that pay a long term care benefit to you should not exceed the actual costs you incur. The other plans that are considered for COB purposes include government programs, group medical benefits, and other employer-sponsored long term care insurance plans. Medicaid, individual insurance policies, and association group insurance policies are not taken into consideration under this provision.