5 CFR § 894.401 - How do I pay premiums?

---
identifier: "/us/cfr/t5/s894.401"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "5 CFR § 894.401 - How do I pay premiums?"
title_number: 5
title_name: "Administrative Personnel"
section_number: "894.401"
section_name: "How do I pay premiums?"
chapter_name: "OFFICE OF PERSONNEL MANAGEMENT"
subchapter_number: "B"
subchapter_name: "CIVIL SERVICE REGULATIONS"
part_number: "894"
part_name: "FEDERAL EMPLOYEES DENTAL AND VISION INSURANCE PROGRAM"
positive_law: false
currency: "2026-03-24"
last_updated: "2026-03-24"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 8962; 5 U.S.C. 8992; Subpart C also issued under section 1 of Pub. L. 110-279, 122 Stat. 2604 (2 U.S.C. 2051); and Sec. 894.601(b) also issued under Pub. L. 116-92, 133 Stat. 1198 (5 U.S.C. 8956 note)."
regulatory_source: "73 FR 50184, Aug. 26, 2008, unless otherwise noted."
cfr_part: "894"
---


# 894.401 How do I pay premiums?

(a) *Employees* and employees of the United States Postal Service pay premiums through payroll allotments.

(b) *Annuitants* and survivor *annuitants* pay premiums through annuity allotments.

(c) *Compensationers* pay premiums through allotments from *compensation* payments.

(d) In limited circumstances, individuals may make direct premium payments. See § 894.405.

(e) A *sponsor, TEI certifying family member, TEI former spouse, or TEI* who is an unremarried survivor pays premiums the following ways:

(1) A *sponsor* or *TEI certifying family member* who receives uniformed services pay or uniformed services retirement pay shall pay premiums through deduction from payroll (including uniformed services retirement pay deduction).

(2) A *sponsor* or *TEI certifying family member* who is not described in paragraph (e)(1) of this section, and a *TEI former spouse* or *TEI* who is an unremarried survivor shall pay premiums through:

(i) Automatic bank withdrawal; or

(ii) Direct premium payments.

[73 FR 50184, Aug. 26, 2008, as amended at 83 FR 58179, Nov. 19, 2018; 88 FR 47747, July 25, 2023]