5 CFR § 894.404 - May I opt out of premium conversion?

---
identifier: "/us/cfr/t5/s894.404"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "5 CFR § 894.404 - May I opt out of premium conversion?"
title_number: 5
title_name: "Administrative Personnel"
section_number: "894.404"
section_name: "May I opt out of premium conversion?"
chapter_name: "OFFICE OF PERSONNEL MANAGEMENT"
subchapter_number: "B"
subchapter_name: "CIVIL SERVICE REGULATIONS"
part_number: "894"
part_name: "FEDERAL EMPLOYEES DENTAL AND VISION INSURANCE PROGRAM"
positive_law: false
currency: "2026-03-24"
last_updated: "2026-03-24"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 8962; 5 U.S.C. 8992; Subpart C also issued under section 1 of Pub. L. 110-279, 122 Stat. 2604 (2 U.S.C. 2051); and Sec. 894.601(b) also issued under Pub. L. 116-92, 133 Stat. 1198 (5 U.S.C. 8956 note)."
regulatory_source: "73 FR 50184, Aug. 26, 2008, unless otherwise noted."
cfr_part: "894"
---


# 894.404 May I opt out of premium conversion?

No, all enrolled *employees* whose salary is sufficient to make premium allotments and whose agency is able to make pre-tax allotments must participate in premium conversion.

[73 FR 50184, Aug. 26, 2008, as amended at 88 FR 47749, July 25, 2023]