5 CFR § 894.405 - What happens if I go into nonpay status or if my pay/annuity is insufficient to cover the allotments?
---
identifier: "/us/cfr/t5/s894.405"
source: "ecfr"
legal_status: "authoritative_unofficial"
title: "5 CFR § 894.405 - What happens if I go into nonpay status or if my pay/annuity is insufficient to cover the allotments?"
title_number: 5
title_name: "Administrative Personnel"
section_number: "894.405"
section_name: "What happens if I go into nonpay status or if my pay/annuity is insufficient to cover the allotments?"
chapter_name: "OFFICE OF PERSONNEL MANAGEMENT"
subchapter_number: "B"
subchapter_name: "CIVIL SERVICE REGULATIONS"
part_number: "894"
part_name: "FEDERAL EMPLOYEES DENTAL AND VISION INSURANCE PROGRAM"
positive_law: false
currency: "2026-03-24"
last_updated: "2026-03-24"
format_version: "1.1.0"
generator: "[email protected]"
authority: "5 U.S.C. 8962; 5 U.S.C. 8992; Subpart C also issued under section 1 of Pub. L. 110-279, 122 Stat. 2604 (2 U.S.C. 2051); and Sec. 894.601(b) also issued under Pub. L. 116-92, 133 Stat. 1198 (5 U.S.C. 8956 note)."
regulatory_source: "73 FR 50184, Aug. 26, 2008, unless otherwise noted."
cfr_part: "894"
---
# 894.405 What happens if I go into nonpay status or if my pay/annuity is insufficient to cover the allotments?
(a) If your pay, *annuity*, or *compensation* is too low to cover the premium allotments, or if you go into a nonpay status, contact the *Administrator* to arrange to pay your premiums directly to the *Administrator*.
(b) If you do not make the premium payments, your FEDVIP coverage will stop. You will not be able to reenroll until the next open season after:
(1) You are in pay status; or
(2) Your pay is sufficient to make the premium allotments.
(c) If you are a FEDVIP *enrollee*, who due to a lapse in appropriations is furloughed or excepted from furlough and working without pay due to such a lapse, your FEDVIP coverage will not stop during such a lapse. Upon the end of such a lapse, premiums will be paid to the Carrier from back pay made available as soon as practicable upon the end of such a lapse.
[73 FR 50184, Aug. 26, 2008, as amended at 86 FR 17274, Apr. 2, 2021; 88 FR 47749, July 25, 2023]