Title 29, Chapter 18 — Employee Retirement Income Security Program

Congressional findings and declaration of policy

Additional Congressional findings and declaration of policy

Findings and declaration of policy

Definitions

Coverage

Duty of disclosure and reporting

Summary plan description

Annual reports

Filing with Secretary and furnishing information to participants and certain employers

Reporting of participant’s benefit rights

Reports made public information

Retention of records

Reliance on administrative interpretations

Forms

Alternative methods of compliance

Eliminating unnecessary plan requirements related to unenrolled participants

Repeal and effective date

Notice and disclosure requirements with respect to lump sums

Coverage

Minimum participation standards

Minimum vesting standards

Benefit accrual requirements

Requirement of joint and survivor annuity and preretirement survivor annuity

Form and payment of benefits

Repealed. Pub. L. 109–280, title I, § 108(d), formerly § 107(d), Aug. 17, 2006, 120 Stat. 820, renumbered Pub. L. 111–192, title II, § 202(a), June 25, 2010, 124 Stat. 1297

Mergers and consolidations of plans or transfers of plan assets

Recordkeeping and reporting requirements

Multiple employer plans and other special rules

Effective dates

Coverage

Minimum funding standards

Minimum funding standards for single-employer defined benefit pension plans

Minimum funding standards for multiemployer plans

Additional funding rules for multiemployer plans in endangered status or critical status

Minimum funding standards

Repealed. Pub. L. 109–280, title I, § 101(a), Aug. 17, 2006, 120 Stat. 784

Coverage

Establishment of plan

Establishment of trust

Fiduciary duties

Liability for breach of co-fiduciary

Prohibited transactions

Limitation with respect to acquisition and holding of employer securities and employer real property by certain plans

Exemptions from prohibited transactions

Liability for breach of fiduciary duty

Exculpatory provisions; insurance

Persons prohibited from holding certain positions

Bonding

Limitation of actions

Effective date

Criminal penalties

Civil enforcement

Claims procedure

Investigative authority

Regulations

Coordination and responsibility of agencies enforcing this subchapter and related Federal laws

Administration

Appropriations

Separability

Interference with protected rights

Coercive interference

Advisory Council on Employee Welfare and Pension Benefit Plans

Research, studies, and reports

Studies by Comptroller General

Other laws

Clarification of church welfare plan status under State insurance law

Delinquent contributions

Outreach to promote retirement income savings

National Summit on Retirement Savings

Authority to postpone certain deadlines by reason of Presidentially declared disaster or terroristic or military actions

Prohibition on false statements and representations

Applicability of State law to combat fraud and abuse

Administrative summary cease and desist orders and summary seizure orders against multiple employer welfare arrangements in financially hazardous condition

Coordination of enforcement regarding violations of certain health care provider requirements; complaint process

Retirement Savings Lost and Found

Plans must provide continuation coverage to certain individuals

Continuation coverage

Qualifying event

Applicable premium

Election

Notice requirements

Definitions and special rules

Regulations

Additional standards for group health plans

Increased portability through limitation on preexisting condition exclusions

Prohibiting discrimination against individual participants and beneficiaries based on health status

Guaranteed renewability in multiemployer plans and multiple employer welfare arrangements

Standards relating to benefits for mothers and newborns

Parity in mental health and substance use disorder benefits

Required coverage for reconstructive surgery following mastectomies

Coverage of dependent students on medically necessary leave of absence

Additional market reforms

Preventing surprise medical bills

Ending surprise air ambulance bills

Continuity of care

Maintenance of price comparison tool

Protecting patients and improving the accuracy of provider directory information

Other patient protections

Air ambulance report requirements

Increasing transparency by removing gag clauses on price and quality information

Reporting on pharmacy benefits and drug costs

Preemption; State flexibility; construction

Special rules relating to group health plans

Definitions

Regulations

Standardized reporting format

Pension-linked emergency savings accounts

Preemption of State anti-garnishment laws

Reporting and disclosure requirements

Report to Congress on emergency savings accounts

Procedures in connection with the issuance of certain determination letters by the Secretary of the Treasury covering qualifications under Internal Revenue Code

Procedures with respect to continued compliance with Internal Revenue requirements relating to participation, vesting, and funding standards

Employee plans compliance resolution system

Procedures in connection with prohibited transactions

Coordination between the Department of the Treasury and the Department of Labor

Establishment

Duties

Congressional study

Protection for employees under Federal procurement, construction, and research contracts and grants

Joint Board for the Enrollment of Actuaries

Enrollment by Board; standards and qualifications; suspension or termination of enrollment

Definitions

Pension Benefit Guaranty Corporation

Operation of corporation

Participant and Plan Sponsor Advocate

Sponsor education and assistance

Pension benefit guaranty funds

Premium rates

Payment of premiums

Annual report by the corporation

Portability assistance

Authority to require certain information

Repealed. Pub. L. 109–280, title V, § 501(b)(1), Aug. 17, 2006, 120 Stat. 939

Coverage

Single-employer plan benefits guaranteed

Multiemployer plan benefits guaranteed

Aggregate limit on benefits guaranteed; criteria applicable

Plan fiduciaries

Termination of single-employer plans

Termination of multiemployer plans

Institution of termination proceedings by the corporation

Reportable events

Allocation of assets

Recapture of payments

Reports to trustee

Restoration of plans

Termination date

Repealed. Pub. L. 100–203, title IX, § 9312(a), Dec. 22, 1987, 101 Stat. 1330–361

Missing participants

Amounts payable by corporation

Liability for termination of single-employer plans under a distress termination or a termination by corporation

Liability of substantial employer for withdrawal from single-employer plans under multiple controlled groups

Liability on termination of single-employer plans under multiple controlled groups

Annual report of plan administrator

Annual notification to substantial employers

Recovery of liability for plan termination

Lien for liability

Treatment of transactions to evade liability; effect of corporate reorganization

Enforcement authority relating to terminations of single-employer plans

Penalty for failure to timely provide required information

Withdrawal liability established; criteria and definitions

Determination and collection of liability; notification of employer

Complete withdrawal

Sale of assets

Partial withdrawals

Adjustment for partial withdrawal; determination of amount; reduction for partial withdrawal liability; procedures applicable

Reduction or waiver of complete withdrawal liability; procedures and standards applicable

Reduction of partial withdrawal liability

De minimis rule

Nonapplicability of withdrawal liability for certain temporary contribution obligation periods; exception

Methods for computing withdrawal liability

Obligation to contribute

Actuarial assumptions

Application of plan amendments; exception

Plan notification to corporation of potentially significant withdrawals

Special rules for plans under section 404(c) of title 26

Application of part in case of certain pre-1980 withdrawals; adjustment of covered plan

Withdrawal not to occur because of change in business form or suspension of contributions during labor dispute

Notice, collection, etc., of withdrawal liability

Approval of amendments

Resolution of disputes

Reimbursements for uncollectible withdrawal liability

Withdrawal liability payment fund

Alternative method of withdrawal liability payments

Limitation on withdrawal liability

Mergers and transfers between multiemployer plans

Transfers between a multiemployer plan and a single-employer plan

Partitions of eligible multiemployer plans

Asset transfer rules

Transfers pursuant to change in bargaining representative

Repealed. Pub. L. 113–235, div. O, title I, § 108(a)(1), Dec. 16, 2014, 128 Stat. 2786

Insolvent plans

Assistance by corporation

Special financial assistance by the corporation

Benefits under certain terminated plans

Civil actions

Penalty for failure to provide notice

Election of plan status

Effective date; special rules